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Your Guide to

Home Ownership

Dean Miller presents to Dean Miller

Knowledge, Experience, Professionalism

Dear

Dean Miller


Buying a home is a rewarding adventure and we're so happy to have the opportunity to bring your real estate dreams to life! In doing so, we aim to instill knowledge and confidence in all our buyers while helping them successfully navigate through every step of the process.

In the following presentation, you’ll be provided an outline of everything you need to know from consultation to handing over the keys. Our mission is to deliver world-class customer service and a winning experience.
Sincerely,

Dean Miller

- you're in great hands -

Meet

Dean Miller

Dean Miller is a premier real estate expert on Long Island. Since obtaining his license in 1997, he has dedicated himself to revolutionizing the way properties are marketed and sold. His experience is extensive—he has owned, managed, and operated multiple real estate teams and companies, being directly involved in thousands of transactions.

What sets Dean apart in the competitive real estate industry is his commitment to not just participating but leading through innovation. He is proud to be Long Island’s first AI-certified real estate agent, a credential that showcases his unique approach to marketing homes. While many agents suffice with average marketing strategies, Dean believes that superior marketing is pivotal to real estate success. (Paragraph Break)
His marketing efforts are meticulously designed to not just reach but create an audience for each home. This tailored approach ensures maximum demand, driving up sale prices and providing unmatched value to his clients.

Dean doesn’t just sell homes—he ensures they shine in their best light, reaching the right people at the right time. He invites you to connect and make your real estate aspirations a reality with strategies that are as unique as your home.
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Proven Track Record

Service

Provide great customer service by building bonds with clients that lead tolong-term relationships where we truly care about their needs.

Knowledge

By pursuing excellence in our expertise as agents we can better service our clients and lead them to home ownership in a smooth and easy process.

Integrity

Be ethical in all you do and communicate with honesty while paying attention to the details of each and every client, agent, and transaction.
Market data as of:
The Market Action Index (MAI) is a literal temperature gauge that shows whether the market favors buyers or sellers.
An MAI of 30 is typically balanced; over 30 is a seller's market, under 30 is a buyer's market.

Buyer markets

Buyers get better deals and more choices when MAI is low.

Seller markets

Sellers can list for higher prices and quicker sales when MAI is high
Market data as of:

View current market trends

Scan the QR code to see the current Market Trends report

Processes

1

Consultation

We’ll sit down together and help you determine your needs wants and goals while offering my personal industry expertise and strategies for bringing your vision to life.
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2

Pre-Approval

Getting pre-approved will help you know exactly what you can afford so you can confidently focus on the right homes. Plus, it shows sellers you’re serious, giving you an edge when making an offer.
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3

Property tours

After you have reviewed and selected which homes you want to tour, we get to go shopping! This is where you can start figuring out what you really want in your new home.
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4

Write offer

Once we find the home of your dreams, we'll submit an official offer - including but not limited to sale price, inspection contingencies, and closing costs. The seller then has time to accept, reject, or counter your offer.
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5

Under Contract or Escrow

With your offer accepted, we enter a 30-day Escrow period. This involves a neutral third party company that holds funds while conducting a thorough underwriting process to ensure all aspects of the contract are upheld properly
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6

Appraisal

The appraisal is ordered by your lender to protect their investment. They have their own checklist of things they look at for the final approval to move forward. The appraiser can demand repairs completed by the seller before they will give their approval.
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7

Inspections

Now that you've found your home we need to order the inspection. The inspection will let you know what repairs are needed, some are minor and some may be safety issues. Don't worry, you are still protected.
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8

Closing

Congratulations! You now own a home and can get moved in. It's time to celebrate and have your housewarming and show off your home. We will be standing by to answer any questions you may have about home-ownership and have a list of contractors if the need arises.
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Professional Network to help your purchase go smoothly

Professional Network

Market insights as a result of my recent sales in your area

My sales activity in your desired search area will directly benefit you due to my market knowledge, negotiating prowess, and insights into local activity!
Exceptional reviews that reflect a pattern of excellence with my past clients.

Raving Reviews

When I got word that I was going to have to relocate and leave Florida for a new job opportunity, I really had no idea where to start. I’ve known Dean Miller for about 8 years, so I called him in NY to get some advice. I was amazed when Dean told me that he could help me out, not only with the purchase of my new home, but he could even help me with the sale of my home in Florida. Within 2 days, Dean connected us with a great local agent in Florida, and he communicated with us every step of the way. He was really like a partner with our local agent and knew everything that was happening, every step of the way. As far as our purchase went, before we flew into town, we discussed finances, specifics on what we were looking for in our next house, and even the things we needed in a neighborhood. He gave us just enough information to help us ask great questions. By the time we actually met face to face, Dean had our list narrowed down to a reasonable amount of homes to see in 3 days. We fell in love with one specific home, and Dean was able to help us get the winning bid, in a multiple offer situation and his team was in place to help us with every step. From his team members at the office, to a great home inspector, an attorney and every other person we would need to get into the house and make our move up north incredibly smooth. I was amazed at how well they all communicated with each other and with us. Dean always talked about his “plans” and he was true to his word. No unexpected surprises and as moving goes, it was actually pretty easy.
I have worked side by side with Dean Miller and his agents at Dean Miller Real Estate for years. We have worked with mutual clients from Nassau & Suffolk Counties. We love working with them because we always have a positive experience. They do an amazing job of helping to guide their clients through the process of buying and selling a home, so they always know what to expect along the way. What I love most is that they do an amazing job of explaining the process, providing a plan, and staying well informed. Listening to the clients needs is always their priority. I highly recommend them for all your real estate needs. -----------------------------------
As a first time home buyer, we really didn’t know where to start.  We spoke with several agents while looking at open houses, and none of them really took the time to explain to us what we needed to do.  It seemed like if we didn’t make an offer on their open house, they did not want to speak to us at all. After looking around for a while, a friend recommended that we speak with Dean Miller. Dean not only took the time to explain the process, but he gave us a copy of his home buyer plan that really made everything very clear to us. We had an idea of what we were looking for, but after discussing Dean’s buyer plan we really began to understand what we wanted. Figuring out where would be best for our first home became much easier given all the information that was given to us had and even better was that we now knew who would best our best option to represent us.  Prior to meeting Dean it was not clear to us that the listing agents we were speaking to did not represent us in any way. Dean helped us find the perfect home, negotiated a price that we were very comfortable with, and then walked us through the entire closing process.  Every step of the way, we knew what we had to do and what to expect next. We absolutely love our new home and our new neighborhood, and highly recommend Dean Miller Real Estate, especially if you are a first time buyer!
Dean and his team have managed multiple purchases and sales for my wife and me over the years in NY city, Nassau & Suffolk county. They have always been professional, honest and extremely aggressive in their efforts to help me sell. I have referred them to several friends who have also successfully sold homes with Dean, and will continue to use them as my real estate resource for their plan and monthly market updates.
Dean Miller led us into this (CRAZY) process of buying a house. Throughout the process, he was there with his experience, expertise and encouraging words, which I might of thought were cliche at the time, but make so much sense now. We learned quickly that the entire team at Dean Miller Real Estate was there to help us with our goal. We found ourselves in every situation possible. From helping us understand what was most important to us with closing our neighborhood, to understanding what was really most important to us, they were amazing guides. We found ourselves In some really weird houses, and in some really cool ones. Almost got ourselves invited to an impromtu scallop dinner.. and he even reached into a toilet (or two? ) to teach us some secrets and to make sure that we would buy the best possible house for our family. ... But he didn't do it alone. There was Maream Shawali, one of his many partners that we had the pleasure of working with. I loved when she showed us houses. She listened to our needs and really had an eye for things that I didn't. It sometimes felt like she knew what we would like and dislike before we even realized it ourselves. We also had some fun laughs 😝 This girl came out on weekends and countless weeknights, even when we disliked every house we saw. I would go home guilty that I wasted her night. And above all, It still somehow seemed like it was her biggest mission to get us in our dream home. With a smile. (and more encouraging words) A true Rockstar if I ever saw one. Then there was Lauren Zambelli, who Dean recommended with work with on our mortgage needs. This girl would answer our questions at any hour of the day, or night, on a plane, in an airport.. You name it. This girl is intelligent , and on her game. Inspirational is putting it lightly, another woman Rockstar. I can't say enough about what teamwork really means. Through the bidding wars, the cash offers, the hope, the let downs and the other emotions of the real estate roller coaster.. When I swore we had to quit, and it was all a waste of time. It wasn't. We came out in the best situation possible, all thanks to this team of winners. The patience, dedication, and support were more than I could ever ask for or expect from a real estate company. We were treated like family and will be forever grateful for this journey!

* Review has been shortened using AI, click the review to read the full review.

Loyalty

This custom presentation that I’ve shared with you is an example of the care and effort I put into each client. I recognize that this purchase is one of the largest financial transactions of your life and it deserves careful consideration and wise planning. In light of this, I feel strongly that mutual respect and understanding are key components of me helping you accomplish your real estate goals.

Reviewing each others roles and responsibilities as we embark on the next steps of your home-buying journey is how we can decide if we are ready to be loyal to one another.
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Starting August 17th, 2024

It is required to complete and sign a written agreement before showing a home. This applies to buyers requiring the services of any licensed agent in the U.S. to visit a property.
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By Signing the Agreement to Partner with an Agent

Our agent is dedicated to you and committed to finding a home that meets your needs.
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With a proven track record

We have the knowledge and experience to be the BEST asset in your real estate endeavors.

Signing a Buyers Broker Agreement or BBA

  • This is an agreement to engage with a professional real estate agent to consult, show homes, negotiate contracts, and advocate.
  • It will establish the length of the agreement
  • It shows the agent/broker's services and responsibilities
  • It explains the agreement's exclusivity between Broker and client, what fees are owed for services rendered, and how to terminate the agreement. It mentions additional fees if the buyer signs with more than one agent.
  • It provides a clear explanation of the various ways an agent can be compensated for their services to the Buyer.
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105 More Ways

Agents Who Are Realtors ® Are Worth Every Penny Of Their Compensation.

Here’s a look at all the things – big and small – that a REALTOR ® may do to help clients when buying a home.

Counseling Session Activities

  • Prepare the buyer for executing a buyer representation agreement
  • Explain agency relationships to the buyer and get state required legal consentto represent, if needed
  • Inform the buyer of working relationship based on state law, the REALTORS®Code of Ethics, and the broker’s business policies

Building a Relationship

  • Learn the buyer’s wants and non-negotiable needs
  • Understand the buyer’s budget and what will be needed financially
  • Help the buyer understand what property their chosen budget will buy
  • Consider having the buyer fill out a homebuyer’s checklist
  • Assist the buyer in examining how much they can afford to spend
  • Provide quality lender resources
  • Partner with the buyer to locate suitable properties for consideration
  • Match the buyer’s needs with available property
  • Constantly re-evaluate buyer’s needs and refocus property showings to fit those needs
  • After ensuring the buyer understands what is done for them, how it is done,and the benefit to them, obtain signatures on the buyer representation agreement
  • Explain how compensation is paid, who pays it, and what the buyer’s optionsare for paying it

Educating the Buyer

  • Communicate the working relationship based on state law, the REALTORS®Code of Ethics, and the broker’s business policies
  • Explain Federal and State Fair Housing laws
  • Explain what to look for in applicable property disclosures
  • Reassure the buyer that their personal information will remain confidential
  • Inform the buyer that you will always disclose all known material defects
  • In accordance with state law, provide information on checking the sex-offenderregistry and crime statistics for the neighborhood
  • Discuss available resources that the buyer can check to learn more aboutprospective neighborhoods
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REALTORS® are members of the National Association of REALTORS®

Preparing the Buyer

  • Explain the timeline for house hunting, mortgage approval, and closing
  • Explain the local market and how it impacts the buyer
  • Show statistics on what percentage of list price sellers in the area are currentlyreceiving
  • Inform the buyer on what home features are popular
  • Identify current average days on market
  • Share the dangers of using the price per square foot to figure home values
  • Explain the concept of absorption rate and how it impacts the buying process
  • Indicate current listing months of market inventory
  • Share estimated potential out-of-pocket costs to complete the transaction
  • Assist the buyer in analyzing the loan estimates
  • Qualify the buyer for financial ability to purchase
  • Help the buyer account for the complete costs of homeownership
  • Prepare lender for listing agent calls
  • Assist in comparing different financing options
  • Help the buyer select for viewing only those homes that fit their needs
  • Proceed in showing homes that fit the buyer’s must-haves
  • Caution the buyer on posting information to social media
  • Review the sample sales contract so the buyer is prepared when it comes time to make an offer

Showing Properties

  • Schedule showings and provide access to all listed properties as soon as theybecome available in their local MLS broker marketplaces
  • Educate the buyer on the immediacy of new listings appearing in their localMLS broker marketplaces and the lag time for them to appear on somewebsites
  • Collaborate with the buyer on properties they may have learned about throughtheir sphere contacts
  • Research and assist on all unlisted properties the buyer wishes to see
  • Preview properties prior to showing if needed
  • Network with other agents to source properties not yet in their local MLSbroker marketplaces
  • Contact homeowners in focus areas to see if they are considering selling
  • Set up an automated email alert system through their local MLS brokermarketplaces that immediately notifies the buyer of properties that fit discussed requirements
  • Arrange a tour of areas, schools, and key points of interest
  • Provide resources containing neighborhood information on municipal services,schools, etc.
  • Inform the buyer of negative aspects like nearby venues or operations that may result in issues that could impact value
  • Check applicable zoning and building restrictions
  • Help the buyer decipher public property and tax information
  • Collect and share pertinent data on values, taxes, utility costs, etc.
  • Compare each property shown to the buyer’s wants and needs list and remindthem of what they were looking for
  • Help the buyer narrow the search until the buyer identifies top choices

Negotiating Offers

  • Assist the buyer in getting the best property at the best price
  • Suggest that the buyer learn more about the neighborhood prior to makingan offer
  • Prepare a comparative market analysis (CMA) in advance of making an offer
  • Prepare the buyer to have the most attractive offer in the current marketplace
  • Explain common contract contingencies and include approved protective clauses in the purchase offer
  • Ensure that the buyer receives and understands all state and federally-required disclosure forms
  • Prioritize contract negotiation goals with the buyer
  • Help create a negotiating strategy
  • Use strategies such as an escalation clause to maintain a competitive offer
  • Prepare the buyer for a multiple offer situation and develop negotiation strategies
  • Write an offer that has a reasonable chance of being accepted
  • Recommend optional contingencies and explain the pros and cons of using them
  • Provide information on purchasing incentives that may be available
  • Discuss financing alternatives
  • Negotiate the buyer’s offers to arrive at the best price and terms
  • Utilize hyperlocal expertise and strong communication skills to assist thebuyer in being the successful offer

Advocating for the Buyer and Facilitating the Close (Part 1/2)

  • Advocate for the buyer throughout the entire process
  • Encourage the buyer to fully investigate their options in terms of a home inspector, title company, appraiser, mortgage lender, and other services
  • Present a list of the types of required and optional inspections such as environmental, roofing, and mold
  • Review and discuss home inspection concerns
  • Negotiate repair requests from home inspection
  • Guide the buyer on meeting all contract deadlines
  • Assist in coordinating communications
  • Advise the buyer to review the settlement statement
  • Inform clients that they need to transfer utilities to the new residence
  • Schedule final walkthrough
  • Accompany the buyer on the walkthrough
  • Assist the buyer in questioning the appraisal report if it affects the financing
  • Confirm clear-to-close with the lender
  • Ensure all parties have all forms and information needed to close the sale
  • Remind the buyer of the location where the closing will be held
  • Confirm the closing date and time, and notify parties if there are changes
  • Gather all required forms and documents for closing
  • Explain flood insurance to the buyer
  • Explain title insurance to the buyer and refer to qualified insurance broker
  • Order any surveys needed

Advocating for the Buyer and Facilitating the Close (Part 2/2)

  • Order the appraisal
  • Order the title search
  • Confirm the status of the loan funding
  • Check addendums and alterations for agreed terms
  • Review the buyer’s closing statement to ensure accuracy
  • Explain wire fraud risks and remind clients to verify all wiring instructionsbefore transferring funds
  • Double-check all tax, homeowners’ association dues, utility, and applicable prorations, if relevant
  • Request final closing figures from the closing agent (often an attorney ortitle company)
  • Receive and carefully review closing figures to ensure accuracy
  • Receive and carefully review title insurance commitment with the buyer
  • Advise the buyer to re-key their locks and to consider a one-time cleaningservice or landscaping before moving day
  • Review documents with the closing agent (attorney)
  • Support the buyer in any final closing activities
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Actual services provided will depend on the needs of the buyer and the transaction –not all 105 things will need to be done in every transaction.

Featured content from the Center for REALTOR® Development’s Accredited Buyer’s Representative (ABR®) Designation Course. Visit crd.realtor to learn more.

Let's Chat.

I'm sure you have questions and thoughts about the real estate process. I'd love to talk with you about what you've read here and help you on the path to buying your new home.

I look forward to working with you.
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Thank you!

In everything we do, we are driven to help others, because behind every transaction there is a vision, a goal, a dream waiting to come to life. In doing so, we bring our expertise, our instincts from years of experience, and our complete dedication to you.

This is only the beginning of an exciting journey to a bright and shining new future. And it's only the beginning of our commitment to servicing your every real estate need. Thank you for the opportunity to help you find your perfect home!
We'll be right there with you, every step of the way.